Charles Chulmin Park

NMLS # 496212

469-323-6000

cpark@vipmtg.com

Charles Chulmin Park Residential Mortgage Loan Originator

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What is the CHOICERenovation Mortgage?

What is the CHOICERenovation Mortgage?

Freddie Mac has announced the creation of a new home renovation loan program called the CHOICERenovation Mortgage.  This product is replacing Freddie Mac’s previous Renovation Mortgage and is very similar to Fannie Mae’s HomeStyle Renovat

Aug 28, 2019 | Home Renovation Loans

How To Consolidate Debt with a Refinance Loan

How To Consolidate Debt with a Refinance Loan

Americans have a lot of debt. As of mid-2019, U.S. borrowers owed a total of $1.4 trillion in student loans and another $1.07 trillion in consumer credit card debt. And then of course there’s the $1.28 trillion in auto loan debt. Add in first and se

Aug 21, 2019 | Refinancing a Home Mortgage Advice

Should you Buy an Investment Property?

Should you Buy an Investment Property?

Real estate can be a very profitable source of investment. Property values generally rise over time, giving owners equity and rental income at the same time. Owning an investment property is not without risks and challenges though. There are several facto

Aug 14, 2019 |

How to Avoid Wire Fraud at Mortgage Closing

How to Avoid Wire Fraud at Mortgage Closing

You have found the perfect property and made it all the way through the home buying process. The only thing left to do is wire the down payment and closing costs to your mortgage lender. Right before you are supposed to wire the money, you get an email fr

Aug 07, 2019 | Mortgage Advice

What’s More Important: Lower Home Prices or Mortgage Rates?

What’s More Important: Lower Home Prices or Mortgage Rates?

When buying a home, there are several factors that affect how much mortgage you can afford. Two of the most important are the property prices and current mortgage interest rates. Is it better to search for the absolute lowest rate or is it more helpful to

Jul 31, 2019 | Purchasing a Home Interest Rates

What is a Mortgage Servicer?

What is a Mortgage Servicer?

You recently closed on your mortgage loan and have been making your payments to your lender. Then one day, you get a letter in the mail informing you that your loan has been sold and you have a new mortgage servicer taking care of your loan. What does thi

Jul 24, 2019 | Conventional Loans

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